When building a new home, the process at times can be overhelming. We suggest you break down the task into smaller more managable fragments or steps.
Land
- Do you have land? If you do, please proceed. If not, contact us Regent Homes by Beracah
- Has your land been perked? Is it a standard septic system or is an alternative treatment system needed?
- Do you have a recent survey of the property?
- What zone is your property designated? This could have an impact on building requirements, setbacks, height of foundation, etc..
- Will your land accept your desired home dimensions? What are the required setbacks for the property (front, back, and sides)?
Home
- What is your financial situation? How large of a monthly payment will you be comfortable with? What would my Mortgage Payment be (not including taxes and insurance)?
- What are your needs for your new home? Amount of bedrooms, bathrooms, etc..?
- Will your land accept your desired home dimensions? What are the required setbacks for the property (front, back, and sides)?
Lending
- Do you already have a relationship with a bank that deals with construction lending?
- How much money if any do you have to put into the deal as a down payment?
- Call one of our preferred banks to get preapproved. Sussex County Federal Credit Union (Karen Woodland 302-629-0100 ext 130), Shore Bank (Sage Allen 410-957-6000), 1st Capitol Mortgage (Larry Knopf 302-674-5540)
